
[Chart courtesy of MarketWatch.com]
- Moving the markets
Traders were relieved that risk of contagion to other banks appears to have been contained, at least for the time being. I think there is more to come, since additional cockroaches are likely to be hidden and will eventually surface.
The major indexes rallied, dumped, and rebounded to score a green close with the Dow snapping a five-day losing streak. As I pointed out yesterday, the Fed and its cohorts pulled the emergency brake by promising to backstop ALL depositors in the two failed banks.
As a result, small banks soared after many of them losing some 50% during yesterday’s chaotic session. On the other hand, depositors withdrew their funds from those institutions as fast as they could and inundated large banks, which are considered to be of the “too large to fail” category.
In other words, small banks are losing deposits quickly, which ultimately may have the same effect as we’ve seen with the now defunct SVB. Still, the regional banking index KRE rebounded 2% after having dropped 12% yesterday.
What used to be one of the most eagerly expected numbers, namely the CPI, almost moved to the backburner in view of the banking crisis. The headline CPI came in as expected (+0.4% MoM, +6.0% YoY), which is the lowest YoY reading since September 2021. The only worsening numbers were those of Shelter and Rent inflation, which printed +8.10% YoY and +8.76% YoY respectively, both of which were the highest on record.
Bond yields snapped back today, with the 2-year making the most noise. After collapsing 60bps yesterday, the yield popped some 40bps ending the session at 4.2%.
The US Dollar rode the rollercoaster and closed at the unchanged level. Gold took a breather after its recent Ramp-A-Thon, chopped aimlessly but held on to its $1,900 level.
The Fed’s rate trajectory expectations swung wildly, as ZeroHedge pointed out, which means uncertainty about the Fed’s next move reigns supreme. Consensus calls for a 25bps hike when they meet next week.
If they don’t hike, and instead pause, traders will see this as an indication that the Fed has blinked or folded, and a new bull market will likely be on deck.
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